Mortgage Rate and Investment Property Cash Flow/Cap Rate Analysis at your Fingertips.
If people can view 'weather' on their mobile phone just by entering a zip code, then why can't borrowers view mortgage rates customized to their scenario? Our mobile app, "Finbothub" aims to be the 'weather' app for checking mortgage rates and performing rate and investment property analytics for free without requiring personal data.
Finbothub stands for mortgage Financing bot and lender pricing hub. Finbothub is an innovative FinTech product that combines a real-time mortgage rate pricing engine and comprehensive analytics with a single focus on answering questions that lead to informed decision making by borrowers.
For majority of borrowers, the mortgage process is stressful primarily for two reasons: (i) for most home owners, mortgage debt is their largest debt and (ii) today, it is impossible for a borrower to get comprehensive analytics on rates offered by various lenders and the borrowers are left searching for answers that are important to making decisions on what rate and term to select.
Purchasing an investment home is a financial return based decision. Two important factors are to be considered: (i) monthly cash flow and (ii) cap rate. Many investors have the capital but struggle to put together these calculations.
These ‘gaps’ result in countless hours and weeks spent on discussions with loan officers or searching various lender websites making the entire mortgage rate selection process very inefficient and expensive. Finbothub was created to fill in these gaps and will enable borrowers to use a single source to search for term and rates offered by various lenders with comprehensive analytics that will eliminate the stress and inefficiency in mortgage rate selection. In addition, Finbothub generates cash flow, equity return, and cap rate analysis in seconds, allowing investors to make informed investment property decisions.
"Finbothub" is our FinTech mobile app with a built-in real-time mortgage rate pricing and analytics engine.
There is so much analysis packed that we highly recommend watching Video tutorials to understand how to use the app. Each video tutorial is 2-3 minutes and dives right into app functionality.
We are very transparent about rates. Unlike other lenders or brokers where you have to call a loan officer to find a rate, our mobile app shows real time rates which you can monitor multiple times a day.
Call us when you are ready to apply!